.input-wrapper,.page-header,.page-header-inner{position:relative}*,.input-field,::after,::before{box-sizing:border-box}.calculate-btn,.input-field{width:100%;transition:all var(--transition)}.blog-content h2 .serif-accent,.page-header h1 .accent{font-family:var(--font-serif);font-style:italic;text-transform:none;-webkit-text-fill-color:transparent}html{scroll-behavior:smooth}body{margin:0;padding:0;background:var(--clr-slate-100);color:var(--clr-slate-800);font-family:var(--font-body)}.page-header{background:var(--clr-slate-900);background-image:radial-gradient(ellipse 65% 70% at 20% 50%,rgba(13,207,180,.18) 0,transparent 58%),radial-gradient(ellipse 45% 55% at 80% 30%,rgba(34,211,238,.12) 0,transparent 52%);color:var(--clr-white);padding:5rem 1.5rem 6.5rem;text-align:center;overflow:hidden}.page-header::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(13,207,180,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(13,207,180,.05) 1px,transparent 1px);background-size:48px 48px;pointer-events:none}.page-header-inner{z-index:1;max-width:760px;margin:0 auto}.page-header-badge{display:inline-flex;align-items:center;gap:.45rem;padding:.3rem 1rem;border-radius:var(--radius-pill);background:rgba(13,207,180,.12);border:1px solid rgba(13,207,180,.3);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--clr-teal);margin-bottom:1.2rem}.card-title,.page-header h1{font-weight:800;font-family:var(--font-display);text-transform:uppercase}.page-header-emoji{font-size:4rem;display:block;margin-bottom:1rem;animation:3s ease-in-out infinite floatHome}@keyframes floatHome{0%,100%{transform:translateY(0)}50%{transform:translateY(-18px)}}.page-header h1{font-size:clamp(1.85rem, 4.5vw, 3.2rem);letter-spacing:.01em;line-height:1.1;margin-bottom:.9rem}.page-header h1 .accent{background:linear-gradient(135deg,var(--clr-teal) 0,var(--clr-cyan) 100%);-webkit-background-clip:text;background-clip:text}.page-header p{font-size:1.05rem;color:rgba(255,255,255,.65);line-height:1.7;max-width:640px;margin:0 auto;font-weight:300}.calculator-container{max-width:1280px;margin:-3.5rem auto 3.5rem;padding:0 1.5rem;position:relative;z-index:10}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.calculator-card{background:var(--clr-white);border-radius:var(--radius-lg);padding:2.5rem;box-shadow:var(--shadow-lift);border:1px solid var(--clr-slate-200);animation:.55s both slideUp}@keyframes slideUp{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:translateY(0)}}.card-title{font-size:1.5rem;letter-spacing:.02em;color:var(--clr-teal-deep);margin-bottom:2rem;display:flex;align-items:center;gap:.6rem}.calculate-btn,.input-label{display:flex;align-items:center}.input-section{margin-bottom:1.5rem}.input-label{gap:.5rem;font-family:var(--font-display);font-size:.78rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--clr-slate-600);margin-bottom:.55rem}.input-label #downPaymentDisplay{text-transform:none;font-weight:600}.input-field{padding:.85rem 1rem;border:2px solid var(--clr-slate-200);border-radius:var(--radius-sm);font-size:1.05rem;font-family:var(--font-body);font-weight:600;color:var(--clr-slate-800);background:var(--clr-white);appearance:none}.calculate-btn,.result-label{font-family:var(--font-display);letter-spacing:.07em;text-transform:uppercase}.input-prefix,.input-suffix{position:absolute;top:50%;transform:translateY(-50%);color:var(--clr-slate-500);font-size:1rem;pointer-events:none;font-weight:700}.input-field:focus{outline:0;border-color:var(--clr-teal);box-shadow:0 0 0 3px var(--clr-teal-glow)}.input-field.with-prefix{padding-left:2.2rem}.input-field.with-suffix{padding-right:2.75rem}.input-prefix{left:.85rem}.input-suffix{right:.85rem}select.input-field{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748b' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .85rem center;padding-right:2.5rem}.range-slider{width:100%;height:6px;border-radius:3px;background:linear-gradient(to right,var(--clr-teal) 0,var(--clr-teal) 20%,var(--clr-slate-200) 20%,var(--clr-slate-200) 100%);outline:0;-webkit-appearance:none;margin-top:.85rem;cursor:pointer}.range-slider::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--clr-teal-deep);cursor:pointer;box-shadow:0 2px 8px rgba(13,207,180,.4);transition:all var(--transition)}.range-slider::-webkit-slider-thumb:hover{transform:scale(1.2);box-shadow:0 4px 12px rgba(13,207,180,.6)}.range-slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--clr-teal-deep);cursor:pointer;border:none;box-shadow:0 2px 8px rgba(13,207,180,.4)}.calculate-btn{padding:1.1rem;background:var(--clr-teal-deep);color:var(--clr-white);border:none;border-radius:var(--radius-sm);font-size:1.05rem;font-weight:700;cursor:pointer;box-shadow:var(--shadow-teal);justify-content:center;gap:.6rem;margin-top:1.75rem}.calculate-btn:hover{background:var(--clr-teal);color:var(--clr-slate-900);transform:translateY(-2px);box-shadow:0 10px 28px rgba(13,207,180,.45)}.calculate-btn:active{transform:scale(.98)}.results-section{display:none}.results-section.show{display:block}.result-summary{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-bottom:1.75rem}@media (max-width:1024px){.calculator-grid,.result-summary{grid-template-columns:1fr}}.result-box{background:rgba(13,207,180,.06);border-radius:var(--radius-sm);padding:1.1rem 1.2rem;border-left:3px solid var(--clr-teal);transition:transform var(--transition),box-shadow var(--transition)}.result-box:hover{transform:translateY(-3px);box-shadow:0 8px 20px rgba(13,207,180,.15)}.result-box-main{grid-column:1/-1;background:var(--clr-teal-deep);border:none;border-radius:var(--radius-sm)}.result-box-main .result-label{color:rgba(255,255,255,.8)}.result-box-main .result-value{color:var(--clr-white);font-size:2.8rem}.result-label{font-size:.68rem;font-weight:700;color:var(--clr-slate-500);margin-bottom:.35rem}.result-value{font-family:'Courier New',monospace;font-weight:900;color:var(--clr-teal-deep);font-size:1.9rem;line-height:1.1}.result-value.small{font-size:1.45rem}.result-value.xsmall{font-size:1.25rem}.chart-container{background:var(--clr-slate-50,#f8fafc);border:1px solid var(--clr-slate-200);padding:1.75rem;border-radius:var(--radius-md);margin-bottom:1.75rem}.chart-title{font-family:var(--font-display);font-size:.85rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--clr-slate-700);margin-bottom:1.25rem;display:flex;align-items:center;gap:.5rem}.download-btn,.view-btn{letter-spacing:.05em;cursor:pointer;transition:all var(--transition)}.pie-chart{width:260px;height:260px;margin:0 auto;display:block}.chart-legend{display:flex;flex-direction:column;gap:.85rem;margin-top:1.5rem}.legend-item{display:flex;align-items:center;gap:.75rem}.legend-color{width:20px;height:20px;border-radius:4px;flex-shrink:0}.legend-text{flex:1;font-size:.88rem;font-weight:600;color:var(--clr-slate-600)}.legend-value{font-family:'Courier New',monospace;font-size:.88rem;font-weight:700;color:var(--clr-teal-deep)}.amortization-section{margin-top:1.75rem}.table-controls{display:flex;gap:.6rem;margin-bottom:1rem;flex-wrap:wrap}.view-btn{padding:.55rem 1.2rem;background:var(--clr-slate-100);border:2px solid var(--clr-slate-200);border-radius:var(--radius-sm);font-family:var(--font-display);font-size:.8rem;font-weight:700;text-transform:uppercase;color:var(--clr-slate-600)}.amortization-table th,.download-btn{padding:.75rem 1rem;font-family:var(--font-display);font-weight:700;text-transform:uppercase}.view-btn.active{background:var(--clr-teal-deep);color:var(--clr-white);border-color:var(--clr-teal-deep)}.view-btn:hover:not(.active){border-color:var(--clr-teal);color:var(--clr-teal-deep)}.table-scroll{max-height:500px;overflow-y:auto;border-radius:var(--radius-sm);border:1px solid var(--clr-slate-200)}.table-scroll::-webkit-scrollbar{width:6px}.table-scroll::-webkit-scrollbar-track{background:var(--clr-slate-100)}.table-scroll::-webkit-scrollbar-thumb{background:var(--clr-teal-deep);border-radius:3px}.amortization-table{width:100%;border-collapse:collapse;background:var(--clr-white);font-size:.85rem}.amortization-table thead{background:var(--clr-teal-deep);position:sticky;top:0;z-index:2}.amortization-table th{text-align:left;font-size:.68rem;letter-spacing:.06em;color:var(--clr-white)}.amortization-table td{padding:.65rem 1rem;border-bottom:1px solid var(--clr-slate-100);color:var(--clr-slate-600)}.amortization-table tbody tr:hover td{background:rgba(13,207,180,.04)}.download-buttons{display:flex;gap:.75rem;margin-top:1.5rem}.download-btn{flex:1;background:0 0;border:1.5px solid rgba(13,207,180,.5);border-radius:var(--radius-sm);font-size:.8rem;color:var(--clr-teal-deep);display:flex;align-items:center;justify-content:center;gap:.5rem}.blog-content,.info-card{background:var(--clr-white);box-shadow:var(--shadow-card)}.download-btn:hover{background:var(--clr-teal-deep);color:var(--clr-white);transform:translateY(-1px);box-shadow:var(--shadow-teal)}.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.25rem;margin-top:2.5rem}.info-card{border-radius:var(--radius-md);padding:1.5rem;border:1px solid var(--clr-slate-200);border-left:3px solid var(--clr-teal);transition:transform var(--transition),box-shadow var(--transition)}.info-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(13,207,180,.15)}.info-card h3{font-family:var(--font-display);font-size:.9rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--clr-slate-800);margin-bottom:.6rem}.info-card p{font-size:.88rem;color:var(--clr-slate-500);line-height:1.7;margin:0}.blog-section{max-width:860px;margin:4rem auto 0;padding:0 1.5rem}.blog-content{border-radius:var(--radius-lg);padding:3rem 3.5rem;border:1px solid var(--clr-slate-200);line-height:1.9}.blog-content h2{font-family:var(--font-display);font-size:clamp(1.5rem, 4vw, 2.2rem);font-weight:700;letter-spacing:.01em;text-transform:uppercase;color:var(--clr-slate-800);margin-bottom:.5rem;line-height:1.15}.blog-content h2 .serif-accent{background:linear-gradient(135deg,var(--clr-teal-deep),var(--clr-cyan));-webkit-background-clip:text;background-clip:text}.meta-line{font-size:.82rem;color:var(--clr-slate-400);margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--clr-slate-200)}.example-box a,.faq-item a,.meta-line a{color:var(--clr-teal-deep);text-decoration:underline;text-underline-offset:2px}.blog-content h3{font-family:var(--font-display);font-size:1.3rem;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:var(--clr-slate-800);margin-top:2.5rem;margin-bottom:.9rem}.blog-content p{color:var(--clr-slate-600);font-size:.975rem;margin-bottom:1.1rem;line-height:1.85}.blog-content ul{color:var(--clr-slate-600);margin-left:1.5rem;margin-bottom:1.25rem}.blog-content li{margin-bottom:.5rem;line-height:1.75;font-size:.975rem}.blog-content a{color:var(--clr-teal-deep);text-decoration:underline;text-underline-offset:2px;transition:color var(--transition)}.blog-content a:hover,.formula-box strong{color:var(--clr-teal)}.blog-content strong{color:var(--clr-slate-800);font-weight:600}.formula-box{background:var(--clr-slate-900);color:#e2e8f0;padding:1.25rem 1.5rem;border-radius:var(--radius-sm);font-family:'Courier New',monospace;font-size:.88rem;line-height:1.7;margin:1.5rem 0;overflow-x:auto}.formula-box code{font-size:.92rem}.example-box,.highlight-box{background:rgba(13,207,180,.06);border:1px solid rgba(13,207,180,.25);border-left:3px solid var(--clr-teal);border-radius:var(--radius-sm);padding:1.1rem 1.25rem;margin:1.5rem 0;font-size:.9rem;color:var(--clr-slate-600);line-height:1.75}.example-box strong,.highlight-box strong{color:var(--clr-teal-deep);font-weight:600}.faq-heading,.faq-item h3{font-family:var(--font-display);font-weight:700;text-transform:uppercase;color:var(--clr-slate-800)}.faq-section{max-width:860px;margin:2.5rem auto 4rem;padding:0 1.5rem}.faq-inner{background:var(--clr-white);border-radius:var(--radius-lg);padding:2.25rem 2.5rem;box-shadow:var(--shadow-card);border:1px solid var(--clr-slate-200)}.faq-heading{font-size:1.4rem;letter-spacing:.03em;margin-top:0;margin-bottom:1.4rem;padding-bottom:1rem;border-bottom:1px solid var(--clr-slate-200)}.faq-item+.faq-item{border-top:1px solid var(--clr-slate-200);padding-top:1rem;margin-top:1rem}.faq-item h3{font-size:.95rem;letter-spacing:.04em;margin-bottom:.35rem}.faq-item p{font-size:.9rem;color:var(--clr-slate-400);line-height:1.75;margin:0}@media (max-width:768px){.page-header{padding:3.5rem 1.25rem 5rem}.calculator-card{padding:1.5rem 1.25rem}.blog-section,.faq-section{padding:0 1rem}.blog-content{padding:1.75rem 1.25rem}.faq-inner{padding:1.25rem}.download-buttons,.table-controls{flex-direction:column}.amortization-table{font-size:.78rem}.amortization-table td,.amortization-table th{padding:.5rem .65rem}}